Stocks This is the process of paying off your debt in regular installments over a fixed period of time. Premium Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. Interest The capital raised by a business or a corporation through the issue and subscription of shares. Any card that may be used repeatedly to borrow money or buy products and services on credit. Activités éducatives (Mots Croisés): Estate Planning Crossword (vocabulary - practice - personal finance) - Estate Planning vocabulary review for Personal Finance Rebalancing Also called equities or shares. Your pocket guide to understanding financial terms Financial Literacy Programme A NALA/EBS Partnership This crossword puzzle features 20 important financial vocabulary terms about buying a home. CLUES ACROSS. GuaranteedInterest Insurance to help protect a mortgage lender in the event a borrower cannot make payments PMI illegal schemes pyramid schemes a period of economic decline Recession benefits and bonuses offered to customers to entice them to open a card Rewards insurance or investments offered by the government. 10. Money which is lent. a bill that is paid regularly; amount remains the same each time. This crossword puzzle features 20 important financial vocabulary terms about checking and banking. payment. 8. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Across; 2. process of righting a wrong: 4. pays renters to cover damage and loss of property in a rental unit in addition to liability losses (2 Words) 9 Act to reduce the international value of a currency . 13. Annualfee A three digit number that summarizes how well a person or business has handled debt and credit Creditscore The total cost of borrowing, including interest and fees, expressed in a dollar amount. A really fun way to review vocabulary at the end of the lesson or the week is to mix up the letters of each word. Solve the vocabulary crossword puzzles for: Personal Finance . CreditcardBalance A place where you can keep your money safe Bankaccount When you don't pay bills on time Badcredit When you pay your bills on time Goodcredit A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Creditcards Any card that may be used repeatedly to borrow money or buy products and services on credit. Today, you can buy items using your computer, smart phone, or by going to a store. 3. Prove it by completing our crossword challenge. Test. APR. Capitalgains The process of buying or selling securities over time in order to maintain your desired asset allocation. Gravity. networth The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Match. Personal Finance Vocabulary Exercises. Write a word or words on the board. Personal Finance Crossword Puzzle Coming Soon. fixed expense. Overdraft Protection, minimum payment lender late fee interest grace period delinquency credit score credit report credit limit credit card collection account borrower annual percentage rate annual fee withdrawal transfer transaction service charge overdraft online banking minimum balance financial institution direct deposit deposit debit card credit union checking account Check register Balance ATM, Bank branch offices, hours of operation, availability of ATM Location Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees Minimum balance, holding period for deposited checks Restrictions An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment A financial cooperative owned by its members to serve its members. Bundle . Hilar. To get started, click on the puzzle below. Currency Borrow (a sum of money or item of property). Interest The amount of money owed to the credit card company. Terms in this set (28) Personal Finance. Tools. Answers are included. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card contains information about your credit such as loan paying history and the status of your credit accounts. Servicer, Income, especially when of a company or organization and of a substantial nature. What Are Your Rights as a Consumer? An equity holding in a company. This crossword puzzle, “ Personal Finance, ” was created using the Crossword Hobbyist puzzle maker 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Can be used for ESL, Workplace Training or general English. This is a Finance vocabulary Crossword that is suitable for introducing key words to learners. Ages: 8+ Simple words to describe the core … A B; 401(k)/403(b) plans: Popular types of defined-contribution retirement plans. Gravity. Debitcards A payment made to a professional person or to a professional or public body in exchange for advice or services. Umbrellainsurance, Home Mortgage ___________ Act Disclosure Comparison of your loan amount to the value of your home LTV Percentage of your debt divided by your gross income DTI Spouse that will only be on title but not on loan NPS Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan MI Document that most be provided withing 72 hours of taking an application Loan Estimate Document provided prior to closing that replaces the HUD-1 and TIL Closing Disclosure Document filed to show lien with lender is a Deed of _______ Trust Sketch of a property showing its boundaries Survey History of the title showing current owners and liens Abstract Nationwide registraction system for mortgage loan originators SAFE Act Origination, appraisal, and survey fees are know as _____________ costs. Credit History an analysis made by a lender about a consumer's riskiness as a borrower. Fixed-rate mortgage Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Annual Percentage Yeild describes interest paid to a savings account or certificate . These crossword puzzles are a fun and engaging way to learn about personal finance. Write. 1.01-1.02. Print the downloadables and s olve them by reading the clues and filling in the correct answer on the corresponding number, either horizontally or vertically. Revenue An estimate of income and expenditure for a set period of time Budget The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. withdraw. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. maximum amount you can charge on a credit card. Personal Finance Crossword Review Answers Word Bank - Barter, Budget, Compound Interest, Consumer, Debt, Demand, Equilibrium Point, Financial Investment, Income, Inflation, Interest, Investing, Real Investment, Savings, Simple Interest, Spending, Supply Across 7. Annual Percentage Rate the recording of financial transactions and exchanges. Copy this to my account; E-mail to a friend; Find other activities; Start over ; Help; Contains 224 personal finance terms and includes the following 4 activities: Flashcards, Matching, Concentration, and Word Search. lcsihs2016. Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. Test. Across 3. Fabrizio Civics Vocabulary. Learn. Grade Personal Financial Literacy from The Pensive Sloth–social studies, math, . borrowed money that you pay back at a regular interval. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family. Investing Money received, especially on a regular basis, for work or through investments. Flashcards. Personal Finance Economics Vocabulary. This crossword, Personal Finance was made with our free online crossword maker. The bank pays interest in exchange for the use of the money in the account Savings Account Business done with a bank, including deposits, and withdrawals Transaction A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller, person or organization that uses a product or service consumer form of deferred payment credit obligation of repayment owed by one party debt system which goods are produced and distributed economy to be an informed consumer; Financial... literacy fee paid by a borrower to the lender interest a debt evidenced by a “note” loan decisions made by an individual regarding their money personal finance anything owned by an individual assets earnings from work or investments income state of being obligated according to law liabilites delayed gratification discipline detailed proposal for doing or achieving something plan currency and coin that are legal tender by government money a written cash flow plan budget an insistent request made as if by right demand dividing money a person invests between several types of investments. 16. The students then race to identify the vocabulary. 12. 1.01-1.02, are just a taste of our online study tools! Bonds The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. Write. statement . A movement or Heat + Oxygen + Fuel. STUDY. 1. Use of the principles and techniques of corporate finance in an individual's money affairs. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Dr Loftin's Learning Emporium. AFTER YOU READ, check your understanding through Fact and Idea Review, Critical Thinking Questions, an Extension Activity, and a Research Activity. PLAY. someone you owe money to; they give you credit. Escrow A mortgage that carries a fixed interest rate for the entire life of the loan. Forclosure the minimum interest rate an investor can expect from an issuing company. Itemizeddeduction A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Portion of disposable income not spent on consumption of consumer goods. STUDY. Spell. 1.01-1.02 was made with our free online crossword maker. Bookkeeping the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. Ask students if they have any questions about the terms used in the vocabulary worksheets. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning. Creditworthiness taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Our free online crosswords for the vocabulary list, Personal Finance- Obj. Credit When a person you work for or your boss pays you not in cash Check A price that one has to pay Bill When you put money or a check into your acount deposit The record of use of debt. diversification quality of an asset that permits it to be converted quickly into cash without loss of value liquidity payment or concession to stimulate greater output or investment incentive obligates the borrower to make a predetermined series of payments mortgage interest paid (daily, monthly and annually) on interest previously earned compound interest $500 in readily available cash for emergencies only; the goal of the First Foundation emergency fund percentage paid to a lender for the use of borrowed money; percentage earned on invested principle interest rate the 5 steps to financial success five foundations saving money over time for a large purchase sinking fund a persistent rise in the price of goods and services inflation recurrent fluctuation in the total business activity of a country business cycle an accumulated stock of wealth, whether in money of property capital to bargain or exchange in trade barter an agreement between two or more parties that limits the action or inaction of each party contract a specified sum of money covered for by the patient’s insurance copayment person or firm to whom money is due creditor investment in stocks, property, or other ventures in hopes of gaining speculation not having enough paid work or not doing work that makes full use of their skills and abilities underemployed a sum of money paid to a patentee for the use of a patent royalty a thing that is wanted or required need income, especially from a company or organization of a substantial nature revenue give, put, or send (something) back to a place or person return the degree of wealth and material comfort available standard of living a U.S. government agency responsible for collecting taxes and enforcing tax laws IRS. 2. goals achieved within a few years ( college, vacation, home, etc ). 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